Auto Insurance Owatonna and Southern Minnesota




EMC Insurance

EMC Insurance
www.emcins.com

EMC offers outstanding, affordable coverage designed to give you peace of mind by protecting you, your family and your car. In addition to providing complete protection for your basic auto insurance needs, EMC offers you a full selection of optional coverages, allowing you to tailor your auto insurance program for you and your family. EMC offers several discounts that can make a significant difference on your auto insurance premium:Combination Policy Discount, Multi-Car Discount, Accident-Free Discount, Good Student Discount, and more.


Travelers Insurance
www.travelers.com

Choosing the right auto insurance can help protect you from the risks associated with the road. Along with our competitive insurance rates, you can get over 15 money-saving discounts and advantages based on factors like your car's safety features, such as airbags, anti-lock brakes and certain anti-theft devices, even your school report card. You could also save up to 15% on your Auto insurance when you buy other Travelers insurance policies, like Homeowners Insurance, and Boat Insurance. At Travelers, we know how important it is for you to resolve an issue as quickly as possible. That's why our fast, efficient claim services are available 24 hours a day, 365 days a year.


RAM Mutual Insurance

RAM Mutual Insurance
www.rammutual.com

Minnesot'a RAM Mutual Insurance offers a personal auto insurance program at competitive rates for Minnesota drivers with good driving records and a favorable loss history.


IMT Insurance

IMT Insurance
www.imtins.com

New personal auto policies written by The IMT Group are automatically placed into our Wadena Personal Auto program. Our Wadena Personal Auto program sets itself apart from others because it focuses on greater market segmentation allowing each policyholder to receive a more accurate premium rate based on their specific situation. Our multi-tiered rating system looks beyond standard rating factors and allows you to receive a great product for a competitive price.









EMC Insurance

EMC Insurance
www.emcins.com

Whether you’re a hard core rider or a weekend warrior, you can get the coverage you need at an affordable price with EMC. In addition to providing complete protection for you and your motorcycle, EMC offers a full selection of optional coverages to meet your individual needs, including Custom Equipment Coverage for nonfactory installed chroming, custom paint, accessories and equipment up to $1,000 at no additional charge and Trip Interruption Coverage, which provides for transportation expenses incurred in the event of a mechanical or electrical breakdown of a specified motorcycle.


Foremost Insurance

Foremost Insurance
www.foremost.com

It’s about the open road, leather and chrome, bugs in your teeth. When you’re out riding, the last thing you want to worry about is whether you have the right insurance policy. We get it. That’s why Foremost offers a specialized policy designed for you people like you and your motorcycle. Whether you have a cruiser, a sport bike or a trike conversion, chances are we have the policy for you. We cover things like safety apparel...helmets, leathers, gloves, optional equipment like custom paint jobs, side cars, after-market parts and accessories, even towing and roadside assistance.


IMT Insurance

IMT Insurance
www.imtins.com

New power sports insurance policies written by The IMT Group are automatically placed into our Wadena Power Sports program. You provide the power and we will provide the peace of mind. No separate policies – no separate premiums. One place to insure all of your power sports vehicles including motorcycles, ATVs, and snowmobiles.









Hagerty Insurance

Hagerty Insurance
www.hagerty.com

Hagerty’s coverage is geared to the collector. We specialize in classic and collector cars. Since that’s all we do, we’re able to focus all of our attention on you, your collection and your particular needs, usage and interests. Our unique Guaranteed Value policy allows you to cover your car for what it’s worth, and you receive every cent of your car’s insured value in the event of a covered total loss. Our service and knowledge are unparalleled. We understand the collector car market and the importance of insuring your car for its true value. Our rates are significantly lower than the companies who insure your regular-use vehicles. Hagerty offers the best coverage — a full coverage policy that includes comprehensive, collision and liability — and the best service out there, all at an affordable price.


Foremost Insurance

Foremost Insurance
www.foremost.com

You've poured time, effort and a lot of money into your collectible auto. It's not just a hobby, it's your passion. You even have a name for her. When you're cruising those beautiful country roads, the last thing you want to worry about is whether you have the right insurance policy. Collectible autos aren't standard vehicles and that's why specialty insurance is so important. If you want insurance for your Collectible Auto, make sure your vehicle is covered by the specialty insurance experts. From Classics to Modifieds, we know your car and we want to help you get the coverage you want. So sit back and enjoy the ride. Leave the insurance to us.









Foremost Insurance

Foremost Insurance
www.foremost.com

Your perfect day includes the sunrise, a trolling motor and a rubber worm. You love your boat. You even have a name for her. That's why Foremost developed a specialized policy specifically for you and your boat. And we offer coverage for towing and assistance so you'll never be stranded on the water or the side of the road. Double check your line, and don't forget the net. Leave the insurance to us.


Travelers Insurance
www.travelers.com

Even though the water isn't always calm, the waves are easy to navigate when you've got the right coverage. Travelers is there to help you get back on track when unexpected events such as an accident, fire or theft happens. At Travelers, we know how important it is for you to resolve an issue as quickly as possible. That's why our fast, efficient claim services are available 24 hours a day, 365 days a year.


IMT Insurance

IMT Insurance
www.imtins.com

You probably have insurance on your home and auto, but do you have the proper insurance coverage on your boat? New boatowner insurance policies written by The IMT Group are automatically placed into our Wadena Boatowner program. This program provides you with the proper protection so you can truly enjoy a nice relaxing day on your boat!

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Contact Information

The Hohenstein Agency
3095 County Road 45 South
Owatonna, MN 55060

Telephone: 507-444-6246
Fax: 507-444-6341



Links and Resources

Blue Cross & Blue Shield of MN

EMC Insurance

EMC National Life

Foremost Insurance Group

Hagerty Insurance

IMT Insurance Group

RAM Mutual Insurance

Travelers Insurance